Schemes

As of 2025, the Benazir Income Support Programme (BISP) has expanded its initiatives to provide comprehensive social protection and economic empowerment to marginalized communities in Pakistan. The key schemes under BISP include:

  1. Benazir Kafaalat Programme: This flagship initiative offers unconditional cash transfers to eligible low-income families, primarily targeting women to enhance their financial autonomy. Starting January 2025, the quarterly stipend has been increased from Rs. 10,500 to Rs. 13,500, benefiting approximately 10 million families nationwide. citeturn0search1
  2. Benazir Nashonuma Programme: Focused on combating malnutrition among pregnant and lactating women and children under two years of age, this conditional cash transfer program provides financial aid linked to health and nutrition services. Collaborations with international organizations, such as UNICEF and the World Food Programme, aim to improve health outcomes and reduce stunting in children. citeturn0search4
  3. Benazir Taleemi Wazaif: Aiming to promote education among underprivileged families, this initiative offers stipends to encourage school enrollment and attendance for children aged 4 to 22. The program emphasizes reducing dropout rates and supporting higher education aspirations.
  4. Interest-Free Loan Scheme: To foster entrepreneurship and self-employment, BISP provides interest-free loans to beneficiaries, enabling them to initiate or expand small businesses, thereby improving their economic standing.
  5. Emergency Cash Assistance: In response to unforeseen events like natural disasters or economic shocks, BISP offers immediate financial support to affected families, ensuring timely relief and aiding in recovery efforts.

Through these multifaceted schemes, BISP strives to alleviate poverty, enhance human capital, and empower vulnerable segments of society, contributing to sustainable socio-economic development in Pakistan.

The BISP (Benazir Income Support Programme) is a social safety net initiative by the Government of Pakistan aimed at reducing poverty and providing financial assistance to low-income families. Launched in 2008, BISP primarily offers cash transfers to economically vulnerable households, particularly benefiting women to empower them financially. Over the years, the program has expanded to include initiatives such as Ehsaas Kafalat, interest-free loans, education stipends, and health support. By leveraging digital payments and biometric verification, BISP ensures transparency and efficiency in disbursing funds. The program plays a crucial role in poverty alleviation, improving living standards, and fostering economic stability for millions of underprivileged families across Pakistan.